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Orange County Rideshare Accident Attorneys
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You were wonderful throughout my case. Thank you so much for taking the time to explain the process so that I could feel comfortable. When I was hurt, I really did not know where to turn and Suzanne was comforting and knowledgable. Thanks again for all you did.
Have You Been Involved in a Rideshare Accident? We Can Help
Car accidents can occur anytime; especially when someone isn’t paying attention to traffic, road conditions, or the status of their car. When we use rideshare services, this doesn’t change. Before you open one of these apps, it’s important to know what will happen if you get into a serious car accident when using a rideshare service.
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What Are Rideshare Companies?
Lyft is another ridesharing service that is being used by millions of riders throughout North America. While their main features are very similar to Uber, Lyft offers different levels of service and different vehicle requirements. For the passenger, however, the experience is largely the same. You still open the door to a stranger’s car and trust that he will drive you to your destination in a safe manner.
Unfortunately, that doesn’t always happen. Getting into a car accident while using rideshare can be terrifying, confusing, and frustrating beyond the physical injuries that you can receive. From broken bones to traumatic brain injuries, rideshare accidents can have debilitating and long-term consequences.
Rental Car Company – Due to the rental car company having ownership and them holding the insurance coverage, they are the first party to go to after a rental car crash.
Credit Card Issuer – Credit card issuers may be involved if the driver of the rental opted to use credit card coverage.
Supplemental Insurance Provisions – If the renter of the vehicle opted to take on a supplemental insurance plan provided by the rental agency, then that insurance company may be involved following an accident.
Liability in a Rideshare Accident
Rideshare drivers are required by law to have a certain amount of liability insurance, and the coverage varies depending on whether there is a passenger in the vehicle. All policies are divided up between different “periods” of activity. These include:
Period 0: At this stage, the driver has the rideshare app turned off and is not actively looking for rides. This means that the driver’s personal liability insurance is active and must at least cover California’s minimum requirements.
Period 1: When a driver has turned on his rideshare app but has not yet been paired with a ride request, he is at period 1. At this level, drivers are expected to have at least $50,000 of bodily injury coverage per person injured, $100,000 of bodily injury coverage per accident, and $30,000 of property damage coverage per accident. When the app is active but the driver has yet to accept a ride request, the insurance may be covered depending on the individual rideshare company. For example, Uber will cover drivers during period 1.
Period 2: The driver has accepted a ride request and is en route to pick up the customer. Rideshare companies are required by law to provide a $1 million liability policy for drivers at this stage, also covering uninsured and underinsured motorists. Uber, Lyft, and other companies also provide comprehensive and collision coverage.
Period 3: This stage is when the driver has picked up his passenger and they are traveling to the correct destination. Like period 2, period 3 is when the rideshare company’s liability insurance covers bodily injuries and property damage in the event of an accident.
Legal Help from Experienced Car Accident Attorneys
At Leslie Law Firm, we don’t want anyone to experience the fear and frustration that comes with being the victim in a rideshare accident in Costa Mesa or Orange County. If you or a loved one has suffered from serious bodily injury after stepping in the backseat of an Uber, Lyft, Via, or Juno, it’s important that you start getting the help you need right away. Give our Newport Beach office a call at (949) 752-7474 to learn more.
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“AFBL is a personal injury firm that consistently develops personal, as well as professional bonds with clients I’ve observed this time and time again with Leslie Law Firm. Their attorneys and staff show an unusual degree of care, compassion, and genuine concern for their client’s best interest and treat them like family, all the while generating outstanding results.”
— Johan El Farra, Esq.